Many insurers avoid contracting with agents in low-income Massachusetts neighborhoods, according to housing activists.
"In some neighborhoods, 50 percent or 60 percent of all homeowners are covered by the state-mandated insurer of last resort," said Thomas Callahan, executive director of the Massachusetts Affordable Housing Alliance.
Last week, the alliance released the results of a study of statewide insurance sales. The study showed that in the year 2000 62 percent of the top insurance companies wrote more policies in underserved urban neighborhoods than they had in 1999.
However, the study's authors still assigned 14 of the 25 companies a failing grade for their …

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